Credit unions are nonprofit financial cooperatives in business to serve their members. Banks are in business to maximize profits for their shareholders. As cooperatives, credit unions are jointly owned by their members. When you join a credit union you become a member-owner! At Self-Help Federal Credit Union, our earnings are returned to our members in the form of lower rates on loans and higher rates on savings.
At Self-Help Federal Credit union, you’re eligible to join if you meet any of the following criteria:
- You live, work, worship or attend school in any of our communities, towns, cities, or states of service. Self-Help Federal operates in California, Illinois and Wisconsin.
- You become a member of the Center for Community Self-Help (a 501(c)3 organization), by making a one-time membership payment of $5.
At Self-Help Federal Credit Union, you can build your savings, serve your community, and make a positive impact on the environment all at the same time. With the support of mission-focused members who invest with Self-Help, we have been able to deploy over $357 million in affordable loans to green nonprofits, businesses, and projects, as well as build and renovate energy efficient, affordable homes. We believe that the economic well-being of our communities is deeply intertwined with climate justice. In alignment with our mission of creating and protecting economic opportunity for all, we are committed to investing in the green economy.
Fill out this application! It’ll take approximately 10 minutes. Before starting, these are the two pieces of information you’ll need:
- ID Number from a government-issued ID, such as: Driver license, Passport, State ID, City ID, Consular Matricula, Student ID
- Proof of Address, issued within the past 60-days. These can include one of the following:
- Letter from program supervisor with letterhead and date
- Medical bills
- Credit card bills
- Service bills (i.e., newspaper or house alarm)
- Utility bills
- Home phone or cell phone bills
- Current bank/credit union statement (not printouts, but the actual statement)
- Pay stub