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Branch Closure
Our San Jose, CA branch is closed from 12pm until 1pm on June 4th. Members can contact Member Services at (877) 369-2828 for assistance.

Self-Help Federal Credit Union Home Page

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We offer loan rate discounts on electric or plug-in hybrid electric vehicles. See our rates.
Reminder: Self-Help will never ask you to give your username or password over text, email, or phone. Learn more about how to protect yourself.
Looking for guidance? Check out our financial coaching resources to help you achieve your financial goals.
    We’re here to help you achieve your financial goals.
    Our expert financial coaches provide one-on-one personalized support and guidance in a trusting environment so you can tackle your short- and long-term goals.
    Let us help you make your business a success.
    Entrepreneur and Self-Help borrower Darnella Warthen talks about growing her successful child care business, A New Beginning Child Care Services.
    1-Year Certificate
    3.72% APY*
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    Money Market
    1.61% APY*
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    3-Year Certificate
    3.82% APY*
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    Self-Help Shares

    AANHPI Heritage Month
    Credit Building 101 for AANHPI Communities & Immigrants
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    economic justice
    Investing in People: Community Trust Credit Union
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    Earth Day 2026
    Clean Energy Upgrades: Are They Worth It?
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    Rooted in Community

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    Community
    We work hand-in-hand with our partners, borrowers and members to expand ownership and economic opportunity for all.
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    Service
    From free financial coaching to easy online banking options to personalized loan underwriting, we’re here for you.
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    Impact
    Our impact is best demonstrated by the people we serve.
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    Our mission is creating and protecting ownership and economic opportunity for all, especially people of color, women, rural residents and low-wealth families and communities.

    Self-Help Federal Credit Union has branches in CA, CT, IL, SC, WA and WI, and we offer remote services like online and mobile banking to make joining us easy no matter where you live.

    Disclosures

    *Rates are current as of May 1, 2026 unless otherwise noted and are subject to change.

    APR = Annual Percentage Rate 

    APY = Annual Percentage Yield 

    Schedule of fees: English Spanish

    Account Agreement and Truth-in-Savings Disclosure: English Spanish