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Self-Help Credit Union

Payment Center

We offer multiple ways to make your loan payment. Read on to find out which payment option is best for you.

Convenience Fee Options


Use a debit card, or checking account number from another financial institution. Make a one-time payment or schedule regular payments

There is a convenience fee for using this service:

  • Debit Card $4.95 per payment
  • ACH $3.00 per payment

To make a payment with any debit card, or checking account click here.

By Phone

Call us during business hours at 877.369.2828 and use your check or debit card from another financial institution. Please note that a convenience fee is assessed for this service.

Free Options

Online Banking

Enroll in Online Banking and you can easily transfer funds from your savings, checking, money market, or club account to your loan.

Mail in

Make your check payable to SHFCU

  • Mortgage loans: P.O. Box 23086, Chicago IL 60623-0086
  • All other loans: 2504 Tenaya Dr. Modesto CA 95354-3933

Mobile Banking

Download our mobile app and transfer funds.

In Person

Make your payment at any of our branches.

NOTE: You can make your Self-Help Federal Credit Union mortgage payment at any participating "Shared Branch" location. Find a Shared Branch location.

Recurring Automatic Transfers from Another Financial Institution

Call 877.369.2828 during business hours or visit a branch.