| Description | Loan-to-Value Maximum | Maximum Loan Amount | Maximum Term (in months) | Annual Percentage Rate |
| New Vehicles | Up to 100% of lower sales price MSRP | < $5,000
≥ $5,000
≥ $10,000
≥ $20,000 | 36
48
60
72 | 2.75% to 13.75% |
| Used Vehicles ≤ 5 yrs old | Up to 100% of lower sales price or KBB retail | < $5,000
≥ $5,000
≥ $10,000
≥ $20,000 | 36
48
60
72 | 3.75% to 14.75% |
Used Vehicles > 5 yrs old
Used Vehicles > 10 yrs old | Up to 100% of lower sales price or KBB retail | < $5,000
≥ $5,000
≥ $10,000
≥ $5,000 | 36
48
60
48 | 3.75% to 14.75% |
| RV's (travel trailer, motor home, jet ski, ATV) & New & Used Boats | 75% of lower sales price or MSRP/KBB retail | < $5,000
≥ $5,000
≥ $10,000
≥ $30,000
≥$45,000 | 36
48
60
72
84 | 6.75% to 13.40% |
| New & Used Motorcycles | 80% of lower sales price or MSRP/KBB retail | < $5,000
≥ $5,000
≥ $10,000 | 36
48
60 | 5.75% to 16.00% |
| MasterCard Standard | | $500 to $10,000 | Revolving | 10.75% to 16.00% |
| MasterCard Share Secured | 100% of share balance | $500 to $10,000 | Revolving | 13.25% |
| Share Secured Loans | 100% of share balance | < $1,000
≥ $1,000
≥$2,000 | 12
18
24 | 4.0% above rate of share collateral |
| Certificate Secured Loans | 100% of share balance | $500 or more | 84 | 4.0% above rate of share collateral |
| Fresh Start Loans | 100% of share balance | $500 or $1,000 | 6 to 24 | 4.0% above rate of share collateral |
| Signature Loans (including Signature Loans with Collateral) | | < $1,500
≥ $1,500
≥ $5,000
≥ $7,500 | 12
24
36
48 | 9.00% to 16.00% |
| Overdraft Lines-of-Credit | | $250 to $5,000 | Revolving | 10.00% to 16.00% |
| Home Equity Line-of-Credit | 80% of appraised value minus first mortgage balance | $100,000 | 180 | 6.00% to 7.50% |