Self-Help Credit Union

CreditBuilder Loans


Get a Fresh Start

Our Fresh Start loan can help you establish new credit or add a positive record to your existing credit history. As an added bonus, you earn dividends as you pay off the loan.

How it Works

  • You apply for a loan amount that you can afford to borrow.
  • The loan funds go into a limited-access savings account as collateral for the loan.
  • We report your loan repayment record to the credit reporting agencies.
  • You pay off the loan within the time that you promised.
  • You receive the full amount of the loan, plus dividends upon full replacement.

How to Apply

To apply for a Credit Builder loan, please bring your application your local branch.