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Self-Help Credit Union

Checking Accounts

Choose the right Checking Account for you

Self-Help Federal offers a variety of checking accounts designed to make your day-to-day personal finances convenient and affordable. We strive to make account fees reasonable and transparent, and give you options to pay less fees. Remember, we’re member owned so we pass our savings back to you. Choose from these four member-friendly checking solutions

Benefits of Self-Help Federal Checking Accounts

  • Mobile banking, including check deposit and bill pay
  • Free eStatements
  • Free ATM or debit card
  • Surcharge-free ATMs nationwide and access to a national branch network
*Product availability may vary by location.
Checking Accounts
 

Access Checking

Personal
Checking

Business
Checking

Non-Profit
Checking
Eligibility Individual Members Individual Members Sole Proprietor, Small Business Non-Profits
Minimum balance to open and maintain account $0 $0 $0 $0
Monthly Service Fee $5
Fee waived with any
one of the three:

1)Average daily
balance of $2500 or more
across all Self-Help Federal
Credit Union accounts
(checking, savings
certificates, etc.) under a single member number.

2) Monthly combined direct deposit(s) of $500 or more
into one or more account
(checking, savings,
certificates, etc.) under a
single member number.

3) You are 24 and under
or 65 and older.

$5
Fee waived with any
one of the three:

1)Average daily
balance of $2500 or more
across all Self-Help Federal
Credit Union accounts
(checking, savings
certificates, etc.) under a single member number.

2) Monthly combined direct deposit(s) of $500 or more
into one or more account
(checking, savings,
certificates, etc.) under a
single member number.

3) You are 24 and under
or 65 and older.

$15
Fee waived with:

Combined average daily
balance of $25,000 or more
across all Self-Help Federal
Credit Union accounts (checking, savings, certificates, etc.) under
a single member number.

$10
Fee waived with:

Combined average daily
balance of $25,000 or more
across all Self-Help Federal
Credit Union accounts (checking, savings, certificates, etc.) under
a single member number.
Monthly Online & Mobile Banking Free Free Free Free
Bill Pay Service Free up to 20 items per
month; $1 per item
thereafter. 		Free up to 20 items per
month; $1 per item
thereafter. 		Free up to 20 items per
month; $1 per item
thereafter. 		Free up to 20 items per
month; $1 per item
thereafter.
Mobile Deposit Yes Yes Yes Yes
Debit Card Yes Yes Yes Yes

 
ATM Card Yes Yes Yes Yes
Checks No Yes Yes Yes
Checkbook No Free starter box
of 25 checks. 		Cost varies with selection Cost varies with selection.
Transactions per month Does not apply. Does not apply. 100 free per month. 100 free per month.
Interest-earning Yes Yes Yes Yes

How to Apply

Existing Members

Existing members can apply for our Checking Accounts visiting one of our branches or by mailing in an application.

New Members

Not a member yet? No problem. Visit our "Join Us" page to learn about eligibility and how to join Self-Help Federal Credit Union.

Schedule of fees: English Spanish