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Self-Help Credit Union

Invest with Us

Your investment makes a difference

The federally-insured deposit accounts you open with Self-Help Federal go to work right away as investments supporting our members and communities. Our current investors include non-profit organizations, foundations, faith institutions, socially responsible individuals and families, and financial management firms.

Your deposits:

  • Strengthen community organizations & businesses
  • Support racial, social, immigrant, and environmental justice
  • Are reinvested 10 times or more, multiplying our impact in communities we serve

Click here to learn more about our impact nation-wide.

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proposed community food market

With mission supportive deposits, we were able to provide $1.9 million in capital for the construction of Community Foods Market, the first full-service grocery store operating in West Oakland in over 40 years.

Investment Options

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Market-rate, mission-supportive deposits

  • These deposits are insured with Self-Help Federal up to $250,000, and are eligible for up to $500,000 in insurance through our sister entity, Self-Help Credit Union.
  • These accounts provide us with the liquidity to invest directly into our communities, families, and members.

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Place-based Certificates for regional impact

  • When you invest for place-based impact, you allow us to responsibly lend to low and moderate income individuals who have less access to traditional capital sources in your community.
  • Care about the Bay Area? Check out our GoLocal Certificate to learn more about ways to invest with us here in the Bay.

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Long-term, low-interest loans and PRIs

  • These loans and investments help us to create secondary capital in our credit union—allowing us to grow our assets and membership.
  • Past loans and PRIs from supporters like the Ford Foundation and the MacArthur Foundation have helped us become the fastest growing community development credit union in history − and we’re not done yet!


“What Self-Help is doing is providing a family access to a reasonable home loan or car loan that’s not usurious. And when that family isn't worried about having to move, that home becomes a base of stability for that family’s kids. We know that our investment in Self-Help is directly building wealth for families we care about here in the Central Valley.”

--Elliott Balch
  Chief Operating Officer
  Central Valley Community Foundation

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To learn more, contact our investment team:

We look forward to connecting with you.

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