Invest with Us

Your investment makes a difference

The federally-insured deposit accounts you open with Self-Help Federal go to work right away as investments supporting our members and communities. Our current investors include non-profit organizations, foundations, faith institutions, socially responsible individuals and families, and financial management firms.

Your deposits:

Strengthen community organizations & businesses

Support racial, social, immigrant, and environmental justice

Are reinvested 10 times or more, multiplying our impact in communities we serve

Click here to learn more about our impact nation-wide.

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the new community food market — With mission supportive deposits, we were able to provide $1.9 million in capital for the construction of Community Foods Market, the first full-service grocery store operating in West Oakland in over 40 years.

Investment Options

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Market-rate, mission-supportive deposits

These deposits are insured with Self-Help Federal up to $250,000, and are eligible for up to $500,000 in insurance through our sister entity, Self-Help Credit Union.
These accounts provide us with the liquidity to invest directly into our communities, families, and members.

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Place-based Certificates for regional impact

When you invest for place-based impact, you allow us to responsibly lend to low and moderate income individuals who have less access to traditional capital sources in your community.
Care about the Bay Area? Check out our GoLocal Certificate to learn more about ways to invest with us here in the Bay.

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Long-term, low-interest loans and PRIs

These loans and investments help us to create secondary capital in our credit union—allowing us to grow our assets and membership.
Past loans and PRIs from supporters like the Ford Foundation and the MacArthur Foundation have helped us become the fastest growing community development credit union in history − and we’re not done yet!

“What Self-Help is doing is providing a family access to a reasonable home loan or car loan that’s not usurious. And when that family isn't worried about having to move, that home becomes a base of stability for that family’s kids. We know that our investment in Self-Help is directly building wealth for families we care about here in the Central Valley.”

--Elliott Balch
Chief Operating Officer
Central Valley Community Foundation