Benefits of a Self-Help Federal Club Account Choose your account maturity date Two withdrawals per account year No monthly service charge Free E-statements Free Online Banking if you use E-Statements Free Phone Banking Payroll and account allocation services available Dividends paid monthly Low $5 minimum deposit to open an account *Product availability may vary by location. How to Apply Existing Members Existing members can apply for our Accounts by visiting one of our branches or by mailing in a printed application. Non-Members Not a member yet? No problem. Visit our "Join Us" page to learn about eligibility and how to join Self-Help Federal Credit Union.