Bill Pay - Monthly User Fee
Have any two (2) of these SHFCU products/services:
- e-statements
- monthly direct deposit of $25 or more
- debit card
Mobile Banking - Monthly User Fee
Open and maintain enrollment in SHFCU electronic statements.
Mobile Check Deposit - Per Check Deposit Fee
Open and maintain enrollment in SHFCU electronic statements.
Check Cashing Fee
Be a member of Self-Help Federal Credit Union and maintain a combined balance in all SHFCU accounts of $200 or more.
Excessive Withdrawal from Savings
- Use surcharge-free ATM terminals within card limits.
- Limit in-branch teller counter withdrawals to four or less within the month.
Regular/Basic Checking - Monthly User Fee
Have any one (1) of these SHFCU products/services:
- e-statements
- monthly direct deposit of $25 or more
- a combined savings of $5,000 or more held on account
Premium Checking - Monthly User Fee
Maintain an average daily balance of $2,500 or more in the account.
Money Market Account - Below Balance Fee
- Maintain a daily balance of $500 or more in the account.
Club Accounts - Early Withdrawal Fee
Restrict your withdrawals to the penalty-free withdrawal period.
Term Certificates - Early Withdrawal Fee
Restrict your withdrawals to the penalty-free withdrawal period immediately after your account matures.
Savings & Money Market - Excessive Withdrawal Fee
Limit withdrawals from the account to 6 or less within the month.
The fee applies to each withdrawal after 6 free per month when NOT conducted in person, by mail or at an ATM.
Single Service Monthly Fee
- Maintain a balance greater than $250, and generate activity on the account.
- Open and maintain additional account(s) and/or service(s) at the Credit Union.
The fee applies to savings accounts with a balance of $250 or less and no activity over a six (6) month period. The fee does not apply to term certificate accounts, Club accounts and accounts owned by minors or seniors (age 65+).
ATM - Excessive Withdrawal Fee
Limit ATM withdrawals to no more than 6 withdrawals each month.